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Best Life Insurance In Taylors, SC
Maintaining active health insurance is a necessary part of your life. The majority of bankruptcies occur as a result of medical bills which could have been prevented with a health insurance policy. Here at Lara Insurance, we work individually with each person to help determine the policy which best fits their financial and medical needs.
We can help you find the right policy to ensure that you and your family are financially protected from the unexpected. Take the first step and let us help you know your family’s future is secure by contacting us to begin the process.
Navigating the Medicare system can be difficult. Let our Medicare insurance experts help you simplify the process and determine the plan with the best benefits for you and your future wellness.
Many people put off owning dental insurance because it is not offered by their employer or they do not know how to find the best policy that meets their needs. Trips to the dentist can be very expensive – let us help you find a policy that will limit what you pay for your dental maintenance.
Have Questions?
We are here to make the process of enrolling in a plan simple and understandable. We will also work to resolve issues for you with the Marketplace and the carriers. Call us today and we will answer any questions you may have.
"The best insurance for the best price."
Why Choose Us
We help you choose the most comprehensive and affordable insurance plan for you and your family. Take advantage of our expertise in selecting a plan with strong benefits.
Amazing Customer Service
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We Have The Best Life Insurance In Taylors, SC
A life insurance policy provides a death benefit to your beneficiaries in the event of your death. You can choose to receive a lump sum or receive periodic interest payments. Generally, death benefits are tax-free. However, the amount of tax you owe may be higher if you choose to receive periodic interest payments. Before you decide which payment option to choose, consult an insurance agent.
The most common reason to purchase life insurance is to protect your family financially. Most policies allow you to designate a spouse as the primary beneficiary since common property laws require that married people name each other as primary beneficiaries. However, underage children are typically not named as beneficiaries, and trust may need to be established to manage their inheritance. To make sure your beneficiaries receive the death benefit, you should understand the rules for beneficiaries.
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Let our team of insurance experts help you find the best plan at the best price.
Protect You & Your Family Financially
Beneficiaries are required to provide a copy of the policy and a death certificate. Certified death certificates can be obtained through the county, municipality, hospital, or nursing home. If the policy was owned by a trust, the beneficiary may need to provide a copy of the trust document. The trust document should clearly indicate who is the owner of the policy. If your spouse does not approve of the designation, you will need to get their written consent.
Life insurance policies are often paid out in a lump sum or through annuity payments. The process for claiming a death benefit is easy, and it can take two weeks or two months. If everything goes smoothly, you’ll get the money you’ve been waiting for, in a matter of days. However, under certain circumstances, the process can take much longer. If you’re in need of a life insurance plan, contact Seguros Lara Insurance. We’ll help you find the right plan that suits your needs.
ARE YOU FRUSTRATED WITH YOUR HEALTH INSURANCE? LET US HELP YOU. WE’LL DO IT FOR FREE.
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